2MORO & IT


	Customise your repayments to suit your budget using No Deposit with 6, 12, 18, 24 and 36 Month payment options. Unsecured Loan. We will only secure over what you are looking to buy and will not secure over your House, Car or Stereo.

		Click on the Individual or Business finance TABs below to get started

Individual Quote


		Quick Quote Use our calculator to find the best repayments to suite your budget. Input your price including GST and deposit if required then click on the calculate button. Fortnight and Monthly payment options are available. Tick the Boxes

	Make balloon payments \| Upgrade during your term Fast - 5 to 15 minute processing (Application to Contract) * Click on the Individual Online Application TAB above to get started and Pre Approved for your purchase today.



		Best viewed with I. E. or Firefox 24 and 36 Month terms available


	Initial Criteria You will need to be over 18 years and either a New Zealand Citizen or Permanent Resident. Photo ID or ID document will be requested to verify your ID.


	* Normal Credit Capable credit criteria, conditions and booking fee will apply \| ** Dealer conditions will apply


	© Credit Capable Limited. All Rights Reserved

Individual Online Application


	Purchase


	fields in LIGHT YELLOW are required for processing. \| Use your TAB KEY or MOUSE to move between the fields. ( NOT ENTER )


	Dealer Name :


	Price Including G.S.T. :


	Order / Quote Number :


	Couriered or Pick-up :


	Sales Person E-Mail :


	Description of Goods :



	Finance


	Deposit Amount :


	Specified Deposit Amount :


	Term Required :


	Payment Frequency :


	Dealer Promotion Notes :


	Identification


	Given Names :


	Surname :


	Citizenship :


	If NOT state citizenship :


	Date of Birth : DD/MM/YYYY


	Marital Status :


	Dependants :


	Home Address :


	Home Suburb :


	Home City :


	Years at Home Address :


	E-Mail :


	Home Ph :


	Mobile Ph :


	Select Identity Type :


	ID Number :


	Drivers License Version No :


	(Look for 5b on the card)


	Next of Kin Name :


	Next of Kin Address :


	Contact Ph No :


	(not living with you)


		Next of Kin is your immediate family. ( Mother, Father, Sister or Brother) This person needs to be living at a different address than you.


	Previous Address :


	Previous Suburb :


	Previous City :


	Years at Previous Address :


		If you have lived at your current address for less than 2 years, insert your previous address details above.

	Employment


	Occupation :


	Business Name :


	Years at Current Work :


	Weekly Income :


	Work Ph :


	Financial


	Vehicle Owner :


	....................................................................................................Value of Vehicle (Approx ) :


	Home Owner :


	...........................................................................................Value of Home or Land (Approx) :


	Electrical Equipment :


	........................................................................................(TV / Stereo / Computer) (Approx) :


	Vehicle Financed :


	........................................................................................Vehicle Finance Balance (Approx) :


	Home / Land Mortgage :


	..............................................................................Home / Land Mortgage Balance (Approx) :


	Elect Equipment Financed :


	.....................................................................Electrical Equipment Finance Balance (Approx) :


	Credit Reference 1 :


	Contact Ph No :


	Credit Reference 2 :


	Contact Ph No :


			Credit References are companies you have or had finance with.


		Credit Reporting Privacy Code 2004 I hereby authorise any person or company to provide you or Credit Capable Limited with such information as you may require in response to your enquiries associated with this application. I also further authorise you to furnish to any third party or parties details of this application and any subsequent dealings that I may have with you as a result of this application being actioned by you. I hereby declare that the information provided is true and correct and that I am not an undischarged bankrupt. I agree that the financier may nominate the insurer at its discretion. I understand that you or Credit Capable Ltd have asked me for personal information about me so as to use Veda Advantage's credit reporting service to credit check me. I understand that: Veda Advantage will give you information about me for that purpose. You will give my personal information to Veda Advantage, and that Veda Advantage will hold that information on their systems and use it to provide their credit reporting service. When other Veda Advantage customers use the Veda Advantage credit reporting service, Veda Advantage may give the information to those customers. If I default in my payment obligations to you, information about that default may be given to Veda Advantage, and Veda Advantage may give information about my default to other Veda Advantage customers. I hereby authorise you or Credit Capable Ltd to proceed with a Licence Check Report, if I provide my Drivers Licence as a form of ID.


	ACCEPTED


	Instructions : Notes :


	* Normal Credit Capable credit criteria, conditions and booking fee will apply \| ** Dealer conditions will apply


	© Credit Capable Limited. All Rights Reserved

Business Quote

Quick Quote
Match your repayments to suit your budget by inserting your purchase
price and deposit if required and click on calculate.

Download our Finance Calculator
Our Excel Quote Calculator is your best tool for quoting repayments by
providing both Lease to Own and Rental repayments showing Interest
Rates. Download and Save to your desktop for all your quoting needs.

48 and 64 month terms are available for amounts over $8000, as these terms are
generally used only for funding large purchases over 25k**.



		Best viewed with I. E. or Firefox 24 and 36 Month terms available


	With an ever changing marketplace, the need for up to date technology is becoming a vital part of competitive business. Conserve your working capital by financing the products and services you need to make your business grow.


	Choose Lease to Own for automatic no cost end of term ownership, or with a Rental you can exclude your purchase from your balance sheet and own the equipment at the end of your term for a small % of its end of term value.


	Lease to Own - (Financial Lease)

No deposit is available. * At the end of the completed contract the equipment is yours. You are able to upgrade during the term, make balloon payments and settle early. Claim the full amount of G.S.T at the beginning of your term and offset the cost of a 15% deposit. Your equipment can be depreciated by using one of two options. Diminishing Value (D.V.) or Straight Line (S.L.). The depreciation amount can then be deducted from your tax bill.


		Rental - (Operating Lease)

	The repayments are 100% tax deductible. You are able to upgrade during your rental period. The GST content is claimable from each payment. No deposit to pay, and your first instalment is due one month after you have signed the contract. You will not automatically own the equipment at the end of your term. Usually you would want to obtain new equipment at the end of your term and continue with a new Rental for new equipment. It will not show as an asset as payments are treated as an expense.

* Normal Credit Capable credit criteria, conditions and booking fee will apply | ** Dealer Conditions will apply


	© Credit Capable Limited. All Rights Reserved

Business Online Application


	Purchase


	fields in LIGHT YELLOW are required for processing. \| Use your TAB KEY or MOUSE to move between the fields. ( NOT ENTER )


	Dealer Name :


	Price Including GST :


	Order / Quote Number :


	Dealer Phone Number :


	Description of Goods :


	Couriered or Pick-up :



	Finance


	Finance Type :


	Goods sold Are :


	Term Required :


	Payment Frequency :


	Deposit Amount :


	Deposit Specified :


	Company Details


	Organisation Type :


	Full Legal Name :


	Trading Name :


	Company Email Address :


	Work Phone Number :


	Work Fax Number :


	Address :


	Suburb Address :


	City Address :


	Postal Address :


	Postal Suburb :


	Postal City :


	IRD Number :


	Business Established :


	Bank Managers Name :


	Bank Managers Phone :


	Accountants Name :


	Accountants Phone :


	Number of Employees :


	Total Years Trading :


	Trade References


	Business Name 1 :


	Phone Number :


	Business Name 2 :


	Phone Number :


	Principal = ( 50% + Shareholder )


	First and Middle Name :


	Surname :


	Home Address :


	Home Suburb and City :


	Email Address:


	Date of Birth :


	HM PH :


	Time their in Years :


	Sex


	Mobile PH :


	Assets - (APPROX)


	Liability s - (APPROX)


	Home Value :


	1st Mortgage :


	Car Value :


	Car Finance Balance :


	Investments :


	Credit Card Limits :




	Principal Identification


	Select ID :


	ID Number :


	Drivers License Version No :


	(Look for 5b)




		Credit Reporting Privacy Code 2004 I hereby authorise any person or company to provide you or Credit Capable Limited with such information as you may require in response to your enquiries associated with this application. I also further authorise you to furnish to any third party or parties details of this application and any subsequent dealings that I may have with you as a result of this application being actioned by you. I hereby declare that the information provided is true and correct and that I am not an undischarged bankrupt. I agree that the financier may nominate the insurer at its discretion. I understand that you or Credit Capable Ltd have asked me for personal information about me so as to use Veda Advantage's credit reporting service to credit check me. I understand that: Veda Advantage will give you information about me for that purpose. You will give my personal information to Veda Advantage, and that Veda Advantage will hold that information on their systems and use it to provide their credit reporting service. When other Veda Advantage customers use the Veda Advantage credit reporting service, Veda Advantage may give the information to those customers. If I default in my payment obligations to you, information about that default may be given to Veda Advantage, and Veda Advantage may give information about my default to other Veda Advantage customers. I hereby authorise you or Credit Capable Ltd to proceed with a Licence Check Report, if I provide my Drivers Licence as a form of ID.


	ACCEPTED


	Further Information : Instructions : Notes :


	* Normal Credit Capable credit criteria, conditions and booking fee will apply \| ** Dealer conditions will apply


	© Credit Capable Limited. All Rights Reserved

Q & A


		Apply In Store, Online or Download Individual Application \| Business Application \| PDF Viewer Purchase to be Picked Up Your Approval and Contract will be emailed to your Dealer. \| Call us should your purchase price change from quote. (Generally takes 5 to 15 minutes from Approval to Contract* \| **) Purchase to be Couriered

	Your Approval will be sent to you and your Dealer requesting the Invoice. \| Any Deposit is to be paid to your Dealer. Upon receipt of the Invoice your Contract will be emailed or couriered directly to you to be Signed and Witnessed. When we received your completed paperwork back we will email Payment Notification to your Dealer. (Generally takes one to two working days from approval to payment notification* \| **)


	About Credit Capable Credit Capable draws on 8 Years Experience in the Computer Industry and has been providing Individual and Business Finance Nation Wide since 1998. Your application process will be Quick, Easy and Safe. If you wish to find out more about Credit Capable visit the About Credit Capable section of our Web Site.

* Normal Credit Capable credit criteria, conditions and booking fee will apply | ** Dealer conditions will apply


	© Credit Capable Limited. All Rights Reserved

........................................................................................(TV / Stereo / Computer) (Approx) :