• Your application process will be Quick, Easy and Safe
• We do not impose an Initial Monthly Rental Charge on Lease to Own contracts
• Treat your account like a Credit Card, make Balloon Payments and Upgrade During your Term
• Customise your repayments to suit your budget using No Deposit on 6, 12, 18, 24, 36, 48 and 60 Month terms**

ONLINE Finance Calculator
Match your repayments to suit your budget by inserting your purchase price and deposit if required and click on calculate. (To your LEFT)


Download our Finance Calculator
Download our Excel file and save to your desktop for all your quoting needs.  Repayments and Rates will auto range according to the rate table.*
(Click HERE)


48 and 64 month terms are available for amounts over $8000 as these terms are generally used only for funding large purchases over 25k**.

Interest Rates are indicative and
the same for Lease to Own and Rental.*

Choose Lease to Own for automatic no cost end of term ownership, or with a Rental you can exclude your
purchase from your balance sheet and own the equipment at the end of your term for a small % of its end of term value.

Lease to Own - (Financial Lease)

• No deposit is available. *
• At the end of the completed contract the equipment is yours.
• You are able to upgrade during the term, make balloon payments and settle early.
• Claim the full amount of G.S.T at the beginning of your term and offset the cost of a 15% deposit.
• Your equipment can be depreciated by using one of two options.  Diminishing Value (D.V.) or Straight Line (S.L.).  The depreciation amount can then be deducted from your tax bill.

Rental  -   (Operating Lease)

• The repayments are 100% tax deductible.
• You are able to upgrade during your rental period.
• The GST content is claimable from each payment.
• No deposit to pay, and your first instalment is due one month after you have signed the contract.
• You will not automatically own the equipment at the end of your term.  Usually you would want to obtain new equipment at the end of your term and continue with a new Rental for new equipment.
• Your purchase will not show as an asset, as payments are treated as an expense.

How it Works
*  Include your TOTAL PRICE, DEPOSIT, TERM and the name of your DEALER.
*  We will need at least two trade references on your application form.
*  Make sure you will be available on the contact phone numbers you supply on your application.
*  Proof of your identity by way of photo ID or identification document will be required when signing your contract.
*  We will not look to secure over your existing electrical equipment. Only over what you are looking to buy. (Unsecured Loan)

Your Approval and Contract
*  We will call you to discuss your application and approval.
*  Contact your dealer and verify your configuration and price if changes are needed from your original quote.

The Contract for your Purchase
*  We will send the contract to your or your dealer.
*  Any deposit is payable to the dealer.
*  A copy of the contract will be provided to you.
*  Your signed contract is to be send to Credit Capable to process payment.

Your Repayments
*  Payments will start via A.P. or D.D. form supplied with your contract.
*  OR you will receive a welcome letter after your contract is lodged, giving you all the information required to
    make your own arrangements with your bank.