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  • About Credit Capable | Rates, Fees and Documentation

    About Credit Capable and products we finance
    Drawing on eight years experience in the Computer Industry we provide Fast and Friendly finance through a network of nationwide retailers.
    Finance Made Easy has been our motto since we started in 1998 and we take pride in providing a simple and user friendly lending experience.

    Y
    ou will find your application process for your purchase to be Quick, Simple and Secure, supporting the following products listed below.

    • Computers, Printers and Servers
    • Phones - Smart, P.B.X and V.O.I.P
    • Cameras and Photographic Equipment
    • Tools, Machinery and Industry Equipment
    • Furniture and Beds
    • Out Door Furniture and BBQs
    • Sports and Exercise Machines
    • White Ware and Kitchen Appliances
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    Rates and Fees
    Unsecured interest rates may vary if your retailer is providing Interest Free or reduced Business rate options.  Interest Free and Deferred Start selections are available from the Individual Finance section of our web site, but alternatives may be available from our retailers web sites. 

    Individual Finance  (Rates range from 13.75% to 19.95% per annum)

    For purchases over $500.00, payment terms are available from 6 to 36 months.
    Your normal payments will not vary during your term, unless you make a balloon payment that will either reduce your repayments or the term of your payments. 

    Credit Fees and Charges
    Included in your initial balance and payable under or in connection with the contract.**

    • $55  Booking / Establishment fee
      (Our set-up fee that is included in your amount to be financed)
    • $3.15  Monthly Administration fee
      (Charged only during the payment term of your account that is active)

    Six Monthly Statement
    We will continually disclose the status of your account on a six monthly basis.

    • Additional statements can be provided upon request for $3.50
      Call accounts on 0800 71 11 11 - Ext 2

    Click here for a list of fees and charges that are not included in the initial balance.

    Business Finance   (Rates range from 13.95% to 17.50% per annum)

    The task of continually upgrading your business and paying the full upfront cost will drain your bank balance.  Conserve your Working Capital by using a Business Loan
    or Business Rental to acquire what you need to make your business grow.

    Credit Fees and Charges
    Included in your initial balance and payable under or in connection with the contract.**

    • $95  Booking / Establishment fee
      (Our set-up fee that is included in your amount to be financed)
    • $3.15  Monthly Administration fee
      (Charged only during the payment term of your account that is active)

    Six Monthly Statement
    We will continually disclose the status of your account on a six monthly basis.

    • Additional statements can be provided upon request for $3.50
      Call accounts on 0800 71 11 11 - Ext 2

    Individual Finance  (Documentation)

    Business Finance  (Documentation)

    We will not secure over your home contents or car like a personal loan.*  Benefits include the ability to make balloon payments and upgrade during your term.
    All products financed are to be from a Credit Capable or a reputable retailer.  They will need to supply their bank account details on the invoice for your purchase made out to. Credit Capable Ltd  |  P.O. Box 31 720  |  Milford  |  Auckland 0741

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    * Normal credit criteria apply.  |  ** We may vary the above listed fees and charges.  |  Credit Capable Limited. All Rights Reserved.

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