Check with your Retailer if they will Verify your ID in store by using the Manual ID Verification process. Alternatively you may use Electronic ID Verification. Our application forms will ask if you wish to use this service.
Bank Statement Required A part of responsible lending requires that your new loan will not over commit you financially.
Your bank statement will be requested for the following reasons.
Income and expenses verification.
Current debit obligations.
To assess affordability.
Supply your current bank statement in one of the following ways.
Download a PDF file from your banks website.
Take clear and readable photo/s or scan/s of your posted statement.
If we have included a 256-bit encryption secure service link, you can submit via illion BankStatements. Click on the link in your Conditions email for a safe and secure online way to send in your bank statement.
Your bank statement will need to be current, show your income and payments for any existing loans. Click reply on your Conditions email, attach the pdf or image file/s and click send.
Proof of Address Required The address where you live will need to be verified for lending requirements.*
If the lending systems cannot verify your name to your address we will require one of the following documents.
Government Department issued letter
One of the above needs to be current and issued within the last three months. It will need to show your name and address on the document. We cannot use computer screen shots or files that can be edited.
Take a photo with your smart phone of the printed A4 page or you may use a PDF file if this document was emailed to you.
Your Approval Email You will either complete your purchase at the store, or will require click and collect or delivered to your address. Both options are detailed in the tabs below with the step by step process.
Repayment Waiver If a Repayment Waiver Income Protection fee is included on your contract you will find it has been added at your request via our application forms.
What it covers :
Repayment Waiver will waive the repayments due during this time, and is charged only for the period your account is running. You will receive a credit to your account for any unused portion of cover, if you decide to settle your contract early.
The last page of your contract will explain in detail how it works.
If you wish to have it removed from your contract please call and speak with a Lending Officer on 0800 74 11 11 - Ext 2.