PhotoandVideoInt



	Use Google Chrome to best view our repayment calculator.


	Work out your repayments Insert your purchase price (round to dollars) to the left and include any deposit amount to calculate weekly repayments from 6,12,18,24 and 36 month payment terms.*

	Fortnightly and Monthly payment options are available Yes you can make Balloon Payments during your term Yes you can settle early and we will not charge for our interest loss* Your application process generally takes from 5 to 30 Minutes*

	Interest Free options (On purchases) **

	(up to $20,000) - 3 Months Interest Free with 18 or 24 Months to pay ( up to $6,000 ) - 3 Months No Repayments and Interest with 24 or 36 Months to pay (up to $20,000) - 6 Months Interest Free with 36 Months to pay Select your Promotion option from the Repayment Term menu below.


				Initial Criteria : You will need to be over 18 years old and either a New Zealand Citizen or Resident. Proof of your identity will be required by Photo ID.


	Retailer Name : *


	Price Including G.S.T. : *


	Quote or Order Type : *


	Deposit Amount : *


	Quote or Order Number :


	Specified Deposit Amount :


	Description of Goods :


	Repayment Frequency :


	Repayment Term : *


	Salutation :


	Date of Birth : ( DD/MM/YYYY )


	Given First Name :


	Citizenship :


	Given Middle Name :


	Marital Status :


	Surname :


	Dependents :


	(Click “next” button to continue) - ( Step 1 of 4 )


	Contact and Address Generally we need one land line contact phone number being Home, Work or Personal Contact.


	E-Mail :


	Home Ph :


	Mobile Ph :


	Work Ph :


	Home Address :


	Home Suburb :


	Home City :


	Years at Home Address :


	Previous Address


	Address :


	Suburb :


	City :


	Years at Previous Address :


	Personal Contact Family Member, Friend or Work Colleague who will have your contact information at all times.


	Full Name :

	Contact Phone :


	Address :

	(not living with you)


	(Click “next” button to continue) - ( Step 2 of 4 )


	ID Verification Select the form of Primary ID you have. We will need two forms of ID for processing. Your Secondary ID would generally be your bank card.


	Primary Identity Type :


	ID Number :


	Drivers License Version No : *


	If supplied - Look for 5b on your card


	ID Expiry Date : DD/MM/YYYY


	Employment Status : *


	Occupation :


	Years at Current Work :


	Employers Name :


	Weekly Income (In Hand) : *


	Annual Income (Before Tax) : *


	Home or Land Owner:


	Home or Land Value :


	Vehicle Owner:


	Home or Land Mortgage Balance :


	Credit References Companies you have or had finance with.


	Credit Reference 1 :


	Any Outstanding Balance :


	Credit Reference 2 :


	Any Outstanding Balance :


	(Click “next” button to continue) - ( Step 3 of 4 )




		YOU CONSENT TO OUR COLLECTING, HOLDING, USING AND DISCLOSING (A) INFORMATION ABOUT YOU THAT YOU GIVE US AND (B) OTHER INFORMATION WE GATHER ABOUT YOU (“PERSONAL INFORMATION”) AS FOLLOWS: So we may: 1a) Verify what you tell us about yourself with third parties such as Government Agencies (including the Ministry of Justice The NZ Transport Agency and the Insolvency Service) credit reporters and debt collecting agencies. b) Carry out credit checks on you. c) Decide whether to lend you money, administer any loan and enforce payment. d) Comply with our obligations under the Anti-Money Laundering, Countering the Financing of Terrorism Act 2009 and the Credit Reporting Privacy Code 2004. 2) In these processes we may provide your personal information to third parties and the credit reporting agencies and debt collectors may hold that information and may disclose it to other parties who wish to carry out credit checks on you or for other lawful purposes. Please contact us for details of the credit reporting agencies we use. If we are unable to collect this information we may not be able to provide finance to you. You have rights to access the personal information we hold on you and request correction of your personal information in accordance with the Privacy Act 1993. Please contact us to make these requests.


	You declare that the information you give us is true and correct and you consent as shown above. I have been provided and read a copy of the contract

Terms and Conditions.


	Tick Box and click Submit to complete your application.


	Notes


	(Click “previous” button to step back) - ( Step 4 of 4 ) - Correct any errors in highlighted red fields and click Submit.




	* Normal Credit Capable credit criteria apply. \| ** Available until the 30/06/2017 \| Credit Capable. All Rights Reserved. \| Rates & Fees \| Terms \| Feedback \| Privacy Policy

... Business Application ...

Use Google Chrome to best view our repayment calculator above.


			Work out the monthly payments Insert your purchase price (round to dollars) to the left and include any deposit amount to calculate the monthly payments from 6,12,18,24, 36 and 48 month payment terms.*



	Claim the full amount of G.S.T at the beginning of your term and offset the cost of a 15% deposit. Reduce profit tax as your purchase can be depreciated and that total then deducted from your tax bill.** You are able to upgrade during the term, make balloon payments and settle early. No deposit is available, but we generally require a 15% deposit for Lease to Own.* At the end of the completed contract the equipment is yours.


	The repayments are 100% tax deductible. You are able to upgrade during your rental period. The GST content is claimable from each payment. Will not show as an asset as payments are treated as an expense. You will not automatically own the equipment. Usually you would want to obtain new equipment at the end of your term and continue with a new Rental for new equipment.

Initial Criteria : You will need to be over 18 years old and either a New Zealand Citizen or Resident. Proof of your identity will be required by Photo ID.
To be the Proprietor, Director or a controlling Shareholder with your business trading history greater than two years.


	Retailer Name : *


	Price Including G.S.T. :


	Quote or Order Type : *

	Quote or Order Number :


	Description of Goods :


	Finance Type :


	Payment Frequency :


	Term Required :


	Goods sold Are :


	Deposit Amount :


	Deposit Specified :


	(Click “next” button to continue) - ( Step 1 of 4 )


	Trading Type :


	Number of Employees :


	Year Est :


	Trading Name :


	Company Name :


	Work Phone Number :


	Trading Address :


	Work Fax Number :


	Suburb :


	City :


	Postal Address :


	Company Registration # :


	Company Email Address :


	Property, Land and Building :


	Mortgages :


	Vehicles :


	Vehicle Loans :


	Equipment and Machinery :


	Other Business Loans :


	Investments :


	Business Annual Revenue :

(Click “next” button to continue) - ( Step 2 of 4 )


	Person with sighing authority for the business


	Given First Name/s :


	Years at Home Address :


	Middle Name/s :


	Residential Status : *


	Surname :


	Home Valuation :


	Date of Birth : DD/MM/YYYY


	Home Mortgage :


	Home Address :


	Personal Annual Revenue :


	Home Suburb :


	Marital Status : *


	Residency Status : *


	Home City :


	Mobile Ph :


	Director Status : *


	Home Ph :


	Shareholding % : *


	E-Mail :


	ID Verification Select the form of Primary ID you have. We will need two forms of ID for processing. Your Secondary ID would generally be your bank card.


	Primary Identity Type : *


	ID Number :


	Drivers License Version No : *


	( If supplied - Look for 5b on the card)


	ID Expiry Date : DD/MM/YYYY

(Click “next” button to continue) - ( Step 3 of 4 )




		YOU CONSENT TO OUR COLLECTING, HOLDING, USING AND DISCLOSING (A) INFORMATION ABOUT YOU THAT YOU GIVE US AND (B) OTHER INFORMATION WE GATHER ABOUT YOU (“PERSONAL INFORMATION”) AS FOLLOWS: So we may: 1a) Verify what you tell us about yourself with third parties such as Government Agencies (including the Ministry of Justice, The NZ Transport Agency and the Insolvency Service) credit reporters and debt collecting agencies. b) Carry out credit checks on you. c) Decide whether to lend you money, administer any loan and enforce payment. d) Comply with our obligations under the Anti-Money Laundering, Countering the Financing of Terrorism Act 2009 and any other legislation. 2) In these processes we may provide your personal information to third parties and the credit reporting agencies and debt collectors may hold that information and may disclose it to other parties who wish to carry out credit checks on you or for other lawful purposes. Please contact us for details of the credit reporting agencies we use. If we are unable to collect this information we may not be able to provide finance to you. You have rights to access the personal information we hold on you and request correction of your personal information in accordance with the Privacy Act 1993. Please contact us to make these requests.


	You declare that the information you give us is true and correct and you consent as shown above.


	Tick Box and click Submit to complete your application.


	Notes




	(Click “previous” button to step back) - ( Step 4 of 4 ) - Correct any errors in highlighted red fields and click Submit.


	Reduce the financial impact on your cash flow and purchase what you need by using Lease to Own or Rental finance options, to make your business grow.



		* Normal Credit Capable credit criteria and booking fee will apply \| ** Consult with your accountant for advise \| Credit Capable Limited. All Rights Reserved \| Terms \| Feedback \| Privacy Policy

... How it Works ...


	Purchase in store at retail shop
	Within 5 to 30 minutes of application we will email you and Photo & Video Int the documents for your purchase.* A sales person in store will help you to complete the paperwork and will take any required deposit. Providing your equipment is in stock you will be able to take your purchase.**
	Purchase to be couriered
	Apply online and on approval the documents will be emailed to you. Email or Fax your completed paperwork to contracts@creditcapable.co.nz or Fax to 0800 329 555 or 09 410 6786. An Email will be sent confirming paperwork completion. Any required deposit is payable to Photo & Video Int. Payment Notification will be sent on your purchase dispatch date after we have received the Invoice. On the purchase dispatch date Photo & Video Int will courier your order.**
	How long will it take The speed of your application can vary depending on the requirements of your purchase and information provided on your application form. We generally take 5 to 30 minutes from application to send a processing notification or a contract for your purchase via email.*

Your Contract Email
Read and follow the instruction in the Check List supplied as the first page of your contract attachment.

If you will not be seeing a Credit Capable retailer as your purchase will be couriered to you, your ID will need to be verified by a Trusted Witness like a Justice of the Peace. For a list of JP’s use the following link. http://www.jpfed.org.nz/Find+a+JP.html

Another Trusted Witness you may use other than a Credit Capable retailer are as follows.


	Registered Teacher Member of the Police Registered Medical Doctor


	Lawyer Minister of Religion Charted Accountant


		Email or Fax your completed paperwork to contracts@creditcapable.co.nz or fax to 0800 329 555 or 09 410 6786.

	Note : If our Email Server returns your email check that your email attachments do not exceed 20MB in total.


	Setting up your repayments Your repayments are not due to be set-up until you have received your welcome letter. The welcome letter generally takes 5 to 10 working days to arrive via post from when we send payment notification to the Photo Warehouse for your purchase. It will be sent to the address supplied on your application.


	Make an Inquiry


	If you need help or have a question about your application, insert your details and click Submit.


	First and Surname :


	Email Address :


	Your Inquiry :


	Contact Ph Number :