FINANCE
for personal and business purchases
FINANCE
for personal and business purchases
FINANCE
for personal and business purchases
Select the INDIVIDUAL or BUSINESS TAB.
Use the Payment Calculator and scroll down to apply.
Slide price and term for payments.
Type in for purchases over $15,000.
Purchase Price
Monthly Term
Weekly
Fortnightly
Monthly
Payments are a guide only and include the monthly administration fee of $4.95 and our $95 booking fee. Interest rates for the above Terms range from 13.07% to 26.95% per annum. List of Fees.
Select from the Application Form below.
Available until the 31/03/2024.
Yes you can - Make balloon payments
and pay off your account early.
Select from the Application Form below.
Yes you can - Make balloon payments
and pay off your account early.
Slide price and term for payments.
Type in for purchases over $15,000.
Purchase Price
Monthly Term
Weekly
Fortnightly
Monthly
Payments are a guide and include our Booking fee
Select from the Application Form below.
Available until the 31/03/2024
Select from the Application Form below.
Available until the 29/02/2024
Choose a Lease for your business
Select it from the Business Application form.
Business Loan = Ownership
Business Lease = Ownership
Business Rental = Renting
The information above is not advice. We recommend you speak to your accountant if you require direction.
Processing How it Works
Answers to your Common Questions.
Purchase in store at retail shop
Apply online and upon approval the documents will be emailed to you and the store. A sales person in store will help you to complete the paperwork and will take any required deposit. Providing your equipment is in stock you will be able to take your purchase. Dealer conditions will apply.
Purchase to be couriered
Apply online and upon approval the documents will be emailed to you and the store. Email your completed paperwork to Credit Capable. An Email will be sent confirming paperwork completion. Any required deposit is payable to the store. Payment Notification will be sent on your purchase dispatch date after we have received your Invoice. On the purchase dispatch date the store will courier your order. Dealer conditions will apply.
Setting up your repayments
Your repayments are not due to be set-up until you have received your welcome letter from Gilrose Finance. The welcome letter will be sent to the email address supplied on your application. If you have not received your welcome letter within 5 working days from receiving your purchase, call 0800 74 11 11 and dial 2 for accounts.
Q+A
Effective Interest Rates
Payment Term
6 Months
12 Months
18 Months
24 Months
36 Months
48 Months *
0% Interest Term
2 Months
3 Months
4 Months
4 Months
6 Months
9 Months
Effective Rates
from 13.07%.
from 15.59%.
from 16.49%.
from 18.72%.
from 18.53%
from 17.34%
Above (from) rates are per annum and based from our standard rate of 26.95%.
* Has a minimum purchase limit of $2000.
Choose the Payment Term from Step 1 in the application form.