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YOU CONSENT TO OUR COLLECTING, HOLDING, USING AND DISCLOSING | (A) INFORMATION ABOUT YOU THAT YOU GIVE US AND | (B) OTHER INFORMATION WE GATHER ABOUT YOU FROM THIRD PARTIES (“PERSONAL INFORMATION”) AS FOLLOWS:
So we may: 1a) Verify what you tell us about yourself with third parties such as government agencies (including the NZ Transport Agency and the Insolvency Service) and for the purposes of prevention and detection of fraud. b) Carry out credit checks on you and a fines check with the Ministry of Justice and check third party fraud databases. c) Decide whether to lend you money, administer any loan and enforce payment (including referring a debt to debt collection agencies and credit reporters), comply with our obligations under the Anti-Money Laundering and Countering the Financing of Terrorism Act 2009 and any other legislation. 2) In these processes we may provide your personal information to third parties, credit reporting agencies, third party fraud databases and debt collectors. Credit reporters may hold that information for credit reporting purposes and may disclose it to other parties carrying out credit checks on you or for other lawful purposes. Third party fraud databases may hold that information and use and disclose the information to other parties for fraud prevention and detection purposes. Please contact us for details of the credit reporting agencies and third party fraud databases we use. If we are unable to collect this information we may not be able to provide finance to you. You have rights to access the personal information we hold on you and request correction of your personal information in accordance with the Privacy Act 2020. Please contact us to make these requests.