Gold

Processing for ( v10.3 Retailer Calculator )

Processing Levels for Retailer Calc v10.3
The five processing levels for Individual and Business financed purchases are grouped by promotion options and cost of sale.
Step through the TABS below showing each processing level and the promotion options available for each level.

How it Works - Retailer Calc v10.3



	Up to 3.4% Max Retentions

The Fourth Level of Interest Free offerings that will run with super competitive Interest Free options.
Go head and shoulders over your competition with 6 Months Interest Free over a 18 Month Term. 9 Months Interest Free over a 36 Month Term, plus 12 Months Interest Free over a 48 month term for business contracts. The Interest Free options available are in some cases restricted by the price of the purchase. This option will elevate you over your competition by using Retentions up to 3.4%. With Level 4 you can offer your clients a good spread of Interest Free and Deferred Start options.


	Up to 2.9% Max Retentions

The Third Level of Interest Free offerings that will run with competitive Interest Free options on all terms.
3 Months Interest Free over a 6 Month Term and 9 Months Interest Free over a 48 Term Business contract are great options for your clients. The Interest Free options are all available up to the purchase price of $20,000. With Level 3 you can offer your clients a great spread of Interest Free and Deferred Start options and will be a good fit if your competition offer Interest Free options.


	Up to 2% Max Retentions

The Second Level of Interest Free offerings that will run with Interest Free options on all terms. Earn up to an additional 1.5%.
Your clients will have access to Interest Free options on all of their payment terms. The Interest Free options available are in some cases restricted by the price of the purchase. This option will be a good fit if your competition offer Interest Free options. With Level 2 you can offer your clients a good spread of Interest Free and Deferred Start options.


	No Cost Processing + Rebates

The First Level of Interest Free offerings that will run with all but one option providing Rebates. Earn up to an additional 2.5%.
Your clients will have access to four Interest Free options for their payment terms. Interest Free options are available on 18 to 48 Month Payments terms. This option will be a good fit if you run your margins and pricing to be super competitive. With Level 1 you can offer your clients limited Interest Free and Deferred Start options that will run in most part earning you extra margin from each sale.


	Base Rate Processing (Rebates only)

Use this option to make extra margin from every financed sale you complete. Earn up to an additional 3.4%.
Your clients will only have access to standard payment terms at our current Base Rate. This means they will not be able to use Interest Free or Deferred Start options that may be available from other retailers in your industry. If you sell products in a vertical market where your competition do not offer finance with promotion options and your business wishes to trial offering finance as a purchasing option, you may wish to use this processing level to get you and your staff started and familiar with using us.


	Retailer Calculator Ver 10.3 - ( “Click on the screen shot below and download to your desktop.” ) Your Retailer Calculator will help you or your account check the payments from sales using finance. Payment Notification will be sent to you via email for each sale processed detailing the information of your client, invoice number, bank account number and financial details of the sale and payment. The Calculator has two TABS being a How it Works TAB and a Individual and Business TAB for calculating and marketing setup.

... Level 4 ...


	Level 4 = Up to 3.4% Max Retentions The Forth Level of Interest Free offerings that will run with super competitive Interest Free options.

Go head a shoulders over your competition with 6 Months Interest Free over a 18 Month Term, 9 Months Interest Free over a 36 Month Term, plus 12 Months Interest Free over a 48 month term for business contracts.

This option will elevate you over your competition by using Retentions up to 3.4%. The Interest Free options available are in some cases restricted by the price of the purchase.

With Level 4 you can offer your clients a good spread of Interest Free and Deferred Start options.


	Registration for Level 4

I have read and understand the Excel Retailer Calculator Ver 10.3 and are happy to have the retentions and rebates for individual and business financed sales processed from $500 - $20,000 amount financed determined by this calculator. I understand that I will be paid the total of my Invoice to Credit Capable = CC minus any deposit, minus or plus any retention or rebate shown in the calculator. CC will send payment notifications detailing the retention or rebate from each sale. CC will be able to establish a finish date of any CC interest free promotion by giving me the retailer two weeks notice.


		BUSINESS NAME


		AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS




		Credit Capable Limited. All Rights Reserved.

... Level 3 ...


	Level 3 = Up to 2.9% Max Retentions The Third Level of Interest Free offerings that will run with competitive Interest Free options on all terms.

3 Months Interest Free over a 6 Month Term and 9 Months Interest Free over a 48 Term Business contract are great options for your clients.

The Interest Free options are all available up to the purchase price of $20,000.

This option will be a good fit if your competition offer Interest Free options.

With Level 3 you can offer your clients clients a great spread of Interest Free and Deferred Start options.


	Registration for Level 3


		BUSINESS NAME


		AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS




		Credit Capable Limited. All Rights Reserved.

... Level 2 ...


	Level 2 = Up to 2% Max Retentions The Second Level of Interest Free offerings with Interest Free options on all terms. Earn up to 1.25%, depending on the term and purchased amount.

Your clients will have access to Interest Free options on all of their payment terms

The Interest Free options available are in some cases restricted by the price of the purchase.

This option will be a good fit if your competition offer Interest Free options.

With Level 2 you can offer your clients clients a good spread of Interest Free and Deferred Start options.


	Registration for Level 2


		BUSINESS NAME


		AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS




		Credit Capable Limited. All Rights Reserved.

... Level 1 ...


	Level 1 = No Cost Processing + Rebates The First Level of Interest Free offerings with all but one option providing Rebates. Earn up to 2.5%, depending on the term and purchased amount.

Your clients will have access to four Interest Free options for their payment terms

Interest Free options are available on 18 to 48 Month Payments terms.

This option will be a good fit if you run your margins and pricing to be super competitive.

With Level 1 you can offer your clients limited Interest Free and Deferred Start options that will run in most part earning you extra margin from each sale.


	Registration for Level 1


		BUSINESS NAME


		AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS




		Credit Capable Limited. All Rights Reserved.

... Level 0 ...


	Level 0 = Base Rate Processing (Rebates only) Use this option to make extra margin from financed sales. Earn up to 3.4% in addition, depending on the term and purchased amount.

Your clients will only have access to standard payment terms at our current Base Rate.

This means they will not be able to use Interest Free or Deferred Start options that may be available from other retailers in your industry.

If you sell products in a vertical market where your competition do not offer finance with promotion options and your business wishes to trial offering finance as a purchasing option, you may wish to use this processing level to get you and your staff started.


	Registration for Level 0


		BUSINESS NAME


		AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS



		Credit Capable Limited. All Rights Reserved.

Product Repayments Module ( HTML Intergration Code )


	Weekly Payments for your Product Pages “Automate the break down of the purchase price into affordable weekly payments for your clients” This is a effective and strait forward way to deliver into your product pages an alternative and affordable purchasing option.


	Our calculator will automate approximate weekly repayments in your product pages and is a simple copy and past solution for your web developer. It will automatically update when you update your items on sale. The HTML Code and instruction is provided via the download link below, to be sent to your web developer. (RIGHT CLICK HERE and ”Save link” and forward the file to your web developer for SET-UP)


	It has a pull down menu to vary the term and will automate repayments by using the price variable code you will have embedded in each of your product pages. You will need your web developer to insert our calculator code into each product page. When the product and price are changed the calculator will automatically update.


		They will need to update two parts of the code prior to being deployed into your website.

		Replace, https://www.creditcapable.co.nz with the URL for your finance landing page. Replace, #price-old and insert the variable your website uses for the price including GST.

		The Credit Capable calculator is designed to be placed under or next to the price area of your product pages.


			Credit Capable Limited. All Rights Reserved.


	Register your Processing Level The processing for Individual and Business financed purchases are grouped together by promotion options and their cost of sale. Step through the TABS below showing the processing options available and registration required for setup.


	Processing and Registration for (v10.4 Retailer Calculator) Note: Options are not currently available.

How it Works - Calc v1.04

Base Line Registration TABs

Promotional Registration TABs


	Base Line processing options Products with normal margins would be generally included. Registration will decide the options available from our Website or your Standard Landing Page.


	Promotional processing options* Loss Leader or large margin products would be included and will decide the finance options that will be available from a separate Promotional Landing Page.


	No Cost Processing and up to 3.5% Rebates


	2.5% to 5.4% Retentions


	Payment Term


	Interest Free Term


	Payment Term


	Interest Free Term


	6 Months 12 Months 18 Months 24 Months 36 Months 48 Months (Biz)


	1 Month 2 Months 3 Months 4 Months 6 Months 6 Months


	Your clients will have access to the Interest Free options advertised and available from our Website.


	6 Months 12 Months 18 Months 24 Months 36 Months 48 Months (Biz)


	6 Month 6 Months 9 Months 9 Months 12 Months 12 Months


	Loss Leader options that have a limited purchase price range with retentions from 2.5% to 5.4%.


	1.5% Rebates to 2.4% Retentions


	2.5% to 6% Retentions


	Payment Term


	Interest Free Term


	Payment Term


	Interest Free Term


	6 Months 12 Months 18 Months 24 Months 36 Months 48 Months (Biz)


	2 Month 3 Months 4 Months 6 Months 9 Months 9 Months


	Competitive options that are very cost conscious to your profit margin using retentions that range from 0% to 2.4%.


	6 Months 12 Months 18 Months 24 Months 36 Months 48 Months (Biz)


	6 Month 6 Months 9 Months 9 Months 12 Months 12 Months


	Hard Hitting Loss Leader options that have a better purchase price range with retentions from 2.5% to 6%.


	1.5% to 2.9% Retentions


	3.4% to 6.5% Retentions


	Payment Term


	Interest Free Term


	Payment Term


	Interest Free Term


	6 Months 12 Months 18 Months 24 Months 36 Months 48 Months (Biz)


	3 Month 4 Months 6 Months 6 Months 9 Months 12 Months


	Very Competitive options using retentions that range from 1.5% to 2.9%.


	6 Months 12 Months 18 Months 24 Months 36 Months 48 Months (Biz)


	6 Month 6 Months 9 Months 12 Months 12 Months 18 Months


	Aggressive Loss Leader options that have a full purchase price range with retentions from 3.4% to 6%.


	2.5% to 3.4% Retentions


	Payment Term


	Interest Free Term


	6 Months 12 Months 18 Months 24 Months 36 Months 48 Months (Biz)


	4 Month 4 Months 6 Months 9 Months 12 Months 12 Months


	Super Competitive options using retentions that range from 2.5% to 3.4%.


	2.5% to 4.4% Retentions


	Payment Term


	Interest Free Term


	6 Months 12 Months 18 Months 24 Months 36 Months 48 Months (Biz)


	4 Month 6 Months 6 Months 9 Months 12 Months 12 Months


	Ultra Competitive options that have a better purchase price range with retentions from 2.5% to 4.4%.


		Retailer Calculator Ver 10.4 - “Click and download from the screen shot below” Make sure your account has a copy to check the payments from financed sales.

Base Line Processing
Your clients will have access to standard Interest Free options that are advertised and maintained in your normal Landing Page. The options will run on a month to month basis for products that you sell at your normal margins and can be changed at any time if you wish by registering a Base Line processing Level that suits your current needs.

Promotional Processing*
This option is for Loss Leader or Large Margin products that you wish to showcase with enhanced finance options during special promotions. Your web developer would need to link these products separately to a Promotional Processing Landing Page and will require you to register your Promotional processing option to suit.

Retailer Calculator Ver 10.4
This tool will provide the framework and calculations as laid out above. Quoted Repayments, Rates and Interest Totals are to be treated as an indicative guide.

Registration Setup
Registration is required for Base Line and Promotional processing options. Use the TABs above to submit the options you wish to make available to your clients.


	Need Help?? Insert your details below if you need help with clarification.

			BUSINESS NAME



			CONTACT PERSON (FIRST and SURNAME)



			EMAIL ADDRESS



			DIRECT DIAL or CELL PHONE NUMBER


		BEST TIME TO CALL YOU



		* Retailer Criteria will apply - Credit Capable Limited. All Rights Reserved.

Level 1


	Level 1 = No Cost Processing + Rebates


	Your clients will have access to the Interest Free options advertised and available from our Website.


	Registration for Level 1

I have read and understand the Excel Retailer Calculator Ver 10.4 and agree to have the retentions and rebates for individual and business financed sales processed from $500 - $20,000 amount financed determined by this calculator. I understand that I will be paid the total of my Invoice to Credit Capable = CC minus any deposit, minus or plus any retention or rebate shown in the calculator. CC will send payment notifications detailing the retention or rebate from each sale. CC will be able to establish a finish date of any CC interest free promotion by giving me the retailer two weeks notice.


	BUSINESS NAME


	AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS




		Credit Capable Limited. All Rights Reserved.

Level 2


		Level 2 = 0% to 2.4% Retentions


	Competitive options that are very cost conscious to your profit margin using retentions that range from 0% to 2.4%.


	Registration for Level 2


	BUSINESS NAME


	AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS




		Credit Capable Limited. All Rights Reserved.

Level 3


		Level 3 = 1.5% to 2.9% Retentions


	Very Competitive options that range from 1.5% to 2.9% Retentions.


	Registration for Level 3


	BUSINESS NAME


	AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS




		Credit Capable Limited. All Rights Reserved.

Level 4


		Level 4 = 2.5% to 3.4% Retentions


	Super Competitive options using retentions that range from 2.5% to 3.4%.


	Registration for Level 4


	BUSINESS NAME


	AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS




		Credit Capable Limited. All Rights Reserved.

Level 5


		Level 5 = 2.5% to 4.4% Retentions


	Ultra Competitive options that have a better purchase price range with retentions from 2.5% to 4.4%.


	Registration for Level 5


	BUSINESS NAME


	AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS




		Credit Capable Limited. All Rights Reserved.

___________

Option A


		Option A* = 2.5% to 5.4% Retentions


	Loss Leader options that have a limited purchase price range with retentions from 2.5% to 5.4%.


	Registration for Option A


	BUSINESS NAME


	AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS




		* Retailer Criteria will apply - Credit Capable Limited. All Rights Reserved.

Option B


		Option B* = 2.5% to 6% Retentions


	Hard Hitting Loss Leader options that have a better purchase price range with retentions from 2.5% to 6%.


	Registration for Option B


	BUSINESS NAME


	AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS




		* Retailer Criteria will apply - Credit Capable Limited. All Rights Reserved.

Option C


		Option C* = 3.4% to 6% Retentions


	Aggressive Loss Leader options that have a full purchase price range with retentions from 3.4% to 6%.


	Registration for Option C


	BUSINESS NAME


	AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS




		* Retailer Criteria will apply - Credit Capable Limited. All Rights Reserved.