Gold

Processing and Registration for ( v10.4 Retailer Calculator )

Setup and Register for Interest Free and 0% Interest processing
Individual and Business finance promotions are grouped together by their type and cost of sale. Use the TABs below for the processing framework and registration required.
You can setup two separate processing pages, or combine into your Normal Landing Page by using a Interest Free Option and then by using selections from lower levels.


	Normal Landing Page - Registration TABs


	Promotional Registration TABs

How it Works - Calc v1.04


	0% Interest Terms Products with normal margins would be generally included. Setup 0% Interest Terms to be made available from your Normal Landing Page.


	Interest Free and 0% Interest Terms For Loss Leader or large margin products. Setup Interest Free and 0% Interest Terms that can be made available from a separate Promotional Landing Page.*


	Level 1 No Cost processing to 3.5% Rebates


	Option A -3.2% to -5.4% Retentions


	Payment Term


	0% Interest Term


	12 Months 18 Months 24 Months 36 Months 48 Months (Biz)


	2 Months 3 Months 4 Months 6 Months 6 Months


	Payment Term

	6 Months 12 Months 18 Months 24 Months 36 Months 48 Months (Biz)


	Promo Term

	Interest Free 6 Months with 0% Interest 6 Months with 0% Interest 9 Months with 0% Interest 12 Months with 0% Interest 12 Months with 0% Interest


	Level 2 1.2% Rebates to -2.4% Retentions


	Option B -3.2% to -8.8% Retentions


	Payment Term


	0% Interest Term


	Payment Term


	Promo Term


	6 Months 12 Months 18 Months 24 Months 36 Months 48 Months (Biz)


	2 Month 3 Months 4 Months 4 Months 6 Months 9 Months


	6 Months 12 Months 18 Months 24 Months 36 Months 48 Months (Biz)


	Interest Free Interest Free 9 Months with 0% Interest 9 Months with 0% Interest 12 Months with 0% Interest 12 Months with 0% Interest


	Level 3 1.2% Rebates to -2.9% Retentions


	Option C -3.2% to -11.5% Retentions


	Payment Term


	0% Interest Term


	Payment Term


	Promo Term


	6 Months 12 Months 18 Months 24 Months 36 Months 48 Months (Biz)


	3 Month 4 Months 4 Months 6 Months 6 Months 9 Months


	6 Months 12 Months 18 Months 24 Months 36 Months 48 Months (Biz)


	Interest Free Interest Free Interest Free 12 Months with 0% Interest 12 Months with 0% Interest 12 Months with 0% Interest


	Level 4 -2.6% to -3.4% Retentions


	Option D -5.4% to -15% Retentions


	Payment Term


	0% Interest Term


	Payment Term


	Promo Term


	6 Months 12 Months 18 Months 24 Months 36 Months 48 Months (Biz)


	3 Month 4 Months 6 Months 6 Months 9 Months 12 Months


	6 Months 12 Months 18 Months 24 Months 36 Months 48 Months (Biz)


	Interest Free Interest Free Interest Free Interest Free 18 Months with 0% Interest 18 Months with 0% Interest


	Level 5 -2.6% to -4.4% Retentions


	Payment Term


	0% Interest Term


	6 Months 12 Months 18 Months 24 Months 36 Months 48 Months (Biz)


	4 Month 6 Months 6 Months 6 Months 9 Months 12 Months


	Retailer Calculator Ver 10.4 “Download from the screen shot ” Make sure your accounts person has a copy to check the payments from financed sales.

0% Interest Terms
Your clients will have access to 0% Interest terms that are advertised and maintained in your Normal Landing Page. They will run on a month to month basis and can be setup and changed in the Level 1 to Level 5 registration TABs above.

Interest Free and 0% Interest Terms
For Loss Leader or Large Margin products that you wish to showcase with Interest Free options during sales. Your may wish to use these options for a separate Promotional Landing Page that we can provide. Or you may wish to combine your selections into your Normal Landing Page. This can be setup and changed in the A,B,C or D registration TABs above.*

Retailer Calculator Ver 10.4
This tool will provide the framework and calculations as laid out above.
Quoted Repayments, Rates and Interest Totals are to be treated as an indicative guide.

Registration Setup
Registration is required for Base and Promotional processing. Use the registration TABs above to register the terms you wish to make available to your clients.


	Need Help?? Insert your details below if you need help with clarification.

		BUSINESS NAME



		CONTACT PERSON (FIRST and SURNAME)



		EMAIL ADDRESS



		DIRECT DIAL or CELL PHONE NUMBER


		BEST TIME TO CALL YOU

Level 1


	No Cost Processing to 3.5% Rebates


	Level 1 processing options are shown in the costing table below. These default options are available from the Credit Capable website. You will need to register for Level 1 processing below and link from your website to the front page of ours to make these options available to your clients.


		6 Month Payment Term



		12 Month Payment Term



		18 Month Payment Term



		24 Month Payment Term



		36 Month Payment Term



		48 Month Payment Term (Business Finance only)

I have read and understand the Excel Retailer Calculator Ver 10.4 and agree to have the retentions and rebates for individual and business financed sales processed from $500 - $20,000 amount financed determined by this calculator. I understand that I will be paid the total of my Invoice to Credit Capable = CC minus any deposit, minus or plus any retention or rebate shown in the calculator. CC will send payment notifications detailing the retention or rebate from each sale. CC will be able to establish a finish date of any registered processing Level by giving me the retailer two weeks notice.


		BUSINESS NAME


		AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS

Level 2


	1.2% Rebates to -2.4% Retentions


	Level 2 processing options below are shown in the term pull down menus to the right of the costing table. You will need to select at least one Level 2 processing terms with retentions up to 2.4% for Level 2 registration. The five remaining terms can then be customised using lower costings from registration TABs down to Level 1.

6 Month Payment Term

12 Month Payment Term

18 Month Payment Term

24 Month Payment Term

36 Month Payment Term

48 Month Payment Term (Business Finance only)


	BUSINESS NAME


	AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS

Level 3


	1.2% Rebates to -2.9% Retentions


	Level 3 processing options below are shown in the term pull down menus to the right of the costing table. You will need to select at least one Level 3 processing term with retentions up to 2.9% for Level 3 registration. The five remaining terms can then be customised using lower costings from registration TABs down to Level 1.

6 Month Payment Term

12 Month Payment Term

18 Month Payment Term

24 Month Payment Term

36 Month Payment Term

48 Month Payment Term (Business Finance only)


	BUSINESS NAME


	AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS

Level 4


	-2.6% to -3.4% Retentions


	Level 4 processing options below are shown in the term pull down menus to the right of the costing table. You will need to select at least one Level 4 processing term with retentions up to 3.4% for Level 4 registration. The five remaining terms can then be customised using lower costings from registration TABs down to Level 1.

6 Month Payment Term

12 Month Payment Term

18 Month Payment Term

24 Month Payment Term

36 Month Payment Term

48 Month Payment Term (Business Finance only)


	BUSINESS NAME


	AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS

Level 5


	-2.6% to -4.4% Retentions


	Level 5 processing options below are shown in the term pull down menus to the right of the costing table. You will need to select at least one Level 5 processing term with retentions up to 4.4% for Level 5 registration. The five remaining terms can then be customised using lower costings from registration TABs down to Level 1.


		6 Month Payment Term



		12 Month Payment Term



		18 Month Payment Term



		24 Month Payment Term



		36 Month Payment Term



		48 Month Payment Term (Business Finance only)


	BUSINESS NAME


	AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS

___

Option A


	-3.2% to -5.4% Retentions


	Default Option A processing terms below are in the pull down menus to the right of the costing table. You will need to use one processing term with retentions of 5.4% for Option A registration. The five remaining terms can then be customised using lower costings from registration TABs down to Level 2.


			6 Months Int Free

		Required Finnish Date


		6 Month Payment Term



		12 Month Payment Term



		18 Month Payment Term



		24 Month Payment Term


		36 Month Payment Term



		48 Month Payment Term (Business Finance only)


	BUSINESS NAME


	AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS

Option B


	-3.2% to -8.8% Retentions


	Default Option B processing terms below are in the pull down menus to the right of the costing table. This has one processing term with retentions of 8.8% for Option B registration. The five remaining terms can then be customised using lower costings from registration TABs down to Level 2.


			6 Months Int Free

		Required Finnish Date/s


		12 Months Int Free


	6 Month Payment Term


	12 Month Payment Term


	18 Month Payment Term


		24 Month Payment Term



		36 Month Payment Term


	48 Month Payment Term (Business Finance only)


		BUSINESS NAME


		AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS

Option C


	-3.2% to -11.5% Retentions


	Default Option C processing terms below are in the pull down menus to the right of the costing table. This has one processing term with retentions of 11.5% for Option C registration. The five remaining terms can then be customised using lower costings from registration TABs down to Level 2.


		6 Months Int Free

	12 Months Int Free

Required Finnish Date/s


		18 Months Int Free


	6 Month Payment Term


	12 Month Payment Term


		18 Month Payment Term



		24 Month Payment Term


		36 Month Payment Term



		48 Month Payment Term (Business Finance only)


		BUSINESS NAME


		AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS

Option D


	-5.4% to -15% Retentions


	Default Option D processing terms below are in the pull down menus to the right of the costing table. This has one processing term with retentions of 15% for Option D registration. The five remaining terms can then be customised using lower costings from registration TABs down to Level 2.


		6 Months Int Free

	12 Months Int Free

Required Finnish Date/s

6 Month Payment Term


		18 Months Int Free

	24 Months Int Free


	12 Month Payment Term


		18 Month Payment Term



		24 Month Payment Term



		36 Month Payment Term


		48 Month Payment Term (Business Finance only)


		BUSINESS NAME


		AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS

Processing for ( v10.3 Retailer Calculator )

Processing for Retailer Calc v10.3
The old processing options listed below are for v10.3 calculator that have been now superseded by v10.4 calculator.
If you have not registered for our new processing options from the v10.4 TAB above, you will be processed using your previous registration for v10.3 calculator.

How it Works - Retailer Calc v10.3


	Level 4 - Up to 3.4% Max Retentions

The Fourth Level of Interest Free offerings that will run with super competitive Interest Free options.
Go head and shoulders over your competition with 6 Months Interest Free over a 18 Month Term. 9 Months Interest Free over a 36 Month Term, plus 12 Months Interest Free over a 48 month term for business contracts. The Interest Free options available are in some cases restricted by the price of the purchase. This option will elevate you over your competition by using Retentions up to 3.4%. With Level 4 you can offer your clients a good spread of Interest Free and Deferred Start options.


	Level 3 - Up to 2.9% Max Retentions

The Third Level of Interest Free offerings that will run with competitive Interest Free options on all terms.
3 Months Interest Free over a 6 Month Term and 9 Months Interest Free over a 48 Term Business contract are great options for your clients. The Interest Free options are all available up to the purchase price of $20,000. With Level 3 you can offer your clients a great spread of Interest Free and Deferred Start options and will be a good fit if your competition offer Interest Free options.


	Level 2 - Up to 2% Max Retentions

The Second Level of Interest Free offerings that will run with Interest Free options on all terms. Earn up to an additional 1.5%.
Your clients will have access to Interest Free options on all of their payment terms. The Interest Free options available are in some cases restricted by the price of the purchase. This option will be a good fit if your competition offer Interest Free options. With Level 2 you can offer your clients a good spread of Interest Free and Deferred Start options.


	Level 1 - No Cost Processing + Rebates

The First Level of Interest Free offerings that will run with all but one option providing Rebates. Earn up to an additional 2.5%.
Your clients will have access to four Interest Free options for their payment terms. Interest Free options are available on 18 to 48 Month Payments terms. This option will be a good fit if you run your margins and pricing to be super competitive. With Level 1 you can offer your clients limited Interest Free and Deferred Start options that will run in most part earning you extra margin from each sale.


	Level 0 - Base Rate Processing (Rebates only)

Use this option to make extra margin from every financed sale you complete. Earn up to an additional 3.4%.
Your clients will only have access to standard payment terms at our current Base Rate. This means they will not be able to use Interest Free or Deferred Start options that may be available from other retailers in your industry. If you sell products in a vertical market where your competition do not offer finance with promotion options and your business wishes to trial offering finance as a purchasing option, you may wish to use this processing level to get you and your staff started and familiar with using us.


	Retailer Calculator Ver 10.3 - ( “Click on the screen shot below and download to your desktop.” ) Your Retailer Calculator will help you or your account check the payments from sales using finance. Payment Notification will be sent to you via email for each sale processed detailing the information of your client, invoice number, bank account number and financial details of the sale and payment. The Calculator has two TABS being a How it Works TAB and a Individual and Business TAB for calculating and marketing setup.

... Level 4 ...


	Level 4 = Up to 3.4% Max Retentions The Forth Level of Interest Free offerings that will run with super competitive Interest Free options.

Go head a shoulders over your competition with 6 Months Interest Free over a 18 Month Term, 9 Months Interest Free over a 36 Month Term, plus 12 Months Interest Free over a 48 month term for business contracts.

This option will elevate you over your competition by using Retentions up to 3.4%. The Interest Free options available are in some cases restricted by the price of the purchase.

With Level 4 you can offer your clients a good spread of Interest Free and Deferred Start options.


	Registration for Level 4

I have read and understand the Excel Retailer Calculator Ver 10.3 and are happy to have the retentions and rebates for individual and business financed sales processed from $500 - $20,000 amount financed determined by this calculator. I understand that I will be paid the total of my Invoice to Credit Capable = CC minus any deposit, minus or plus any retention or rebate shown in the calculator. CC will send payment notifications detailing the retention or rebate from each sale. CC will be able to establish a finish date of any CC interest free promotion by giving me the retailer two weeks notice.


		BUSINESS NAME


		AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS




		Credit Capable Limited. All Rights Reserved.

... Level 3 ...


	Level 3 = Up to 2.9% Max Retentions The Third Level of Interest Free offerings that will run with competitive Interest Free options on all terms.

3 Months Interest Free over a 6 Month Term and 9 Months Interest Free over a 48 Term Business contract are great options for your clients.

The Interest Free options are all available up to the purchase price of $20,000.

This option will be a good fit if your competition offer Interest Free options.

With Level 3 you can offer your clients clients a great spread of Interest Free and Deferred Start options.


	Registration for Level 3


		BUSINESS NAME


		AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS




		Credit Capable Limited. All Rights Reserved.

... Level 2 ...


	Level 2 = Up to 2% Max Retentions The Second Level of Interest Free offerings with Interest Free options on all terms. Earn up to 1.25%, depending on the term and purchased amount.

Your clients will have access to Interest Free options on all of their payment terms

The Interest Free options available are in some cases restricted by the price of the purchase.

This option will be a good fit if your competition offer Interest Free options.

With Level 2 you can offer your clients clients a good spread of Interest Free and Deferred Start options.


	Registration for Level 2


		BUSINESS NAME


		AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS




		Credit Capable Limited. All Rights Reserved.

... Level 1 ...


	Level 1 = No Cost Processing + Rebates The First Level of Interest Free offerings with all but one option providing Rebates. Earn up to 2.5%, depending on the term and purchased amount.

Your clients will have access to four Interest Free options for their payment terms

Interest Free options are available on 18 to 48 Month Payments terms.

This option will be a good fit if you run your margins and pricing to be super competitive.

With Level 1 you can offer your clients limited Interest Free and Deferred Start options that will run in most part earning you extra margin from each sale.


	Registration for Level 1


		BUSINESS NAME


		AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS




		Credit Capable Limited. All Rights Reserved.

... Level 0 ...


	Level 0 = Base Rate Processing (Rebates only) Use this option to make extra margin from financed sales. Earn up to 3.4% in addition, depending on the term and purchased amount.

Your clients will only have access to standard payment terms at our current Base Rate.

This means they will not be able to use Interest Free or Deferred Start options that may be available from other retailers in your industry.

If you sell products in a vertical market where your competition do not offer finance with promotion options and your business wishes to trial offering finance as a purchasing option, you may wish to use this processing level to get you and your staff started.


	Registration for Level 0


		BUSINESS NAME


		AUTHORISED PERSON (FIRST and SURNAME)


	I HAVE READ AND ACCEPTED THE ABOVE TERMS



		Credit Capable Limited. All Rights Reserved.

Product Repayments Module ( HTML Intergration Code )


	Weekly Payments for your Product Pages “Automate the break down of the purchase price into affordable weekly payments for your clients” This is a effective and strait forward way to deliver into your product pages an alternative and affordable purchasing option.


	Our calculator will automate approximate weekly repayments in your product pages and is a simple copy and past solution for your web developer. It will automatically update when you update your items on sale. The HTML Code and instruction is provided via the download link below, to be sent to your web developer. (RIGHT CLICK HERE and ”Save link” and forward the file to your web developer for SET-UP)


	It has a pull down menu to vary the term and will automate repayments by using the price variable code you will have embedded in each of your product pages. You will need your web developer to insert our calculator code into each product page. When the product and price are changed the calculator will automatically update.


		They will need to update two parts of the code prior to being deployed into your website.

		Replace, https://www.creditcapable.co.nz with the URL for your finance landing page. Replace, #price-old and insert the variable your website uses for the price including GST.

		The Credit Capable calculator is designed to be placed under or next to the price area of your product pages.


			Credit Capable Limited. All Rights Reserved.